![]() Maintaining flood insurance to protect yourself from a devastating loss is essential.Ĭlick here to view a map that identifies the portions of Hollywood that lie within a floodplain. For most people, a home and its contents are their greatest investment. In most cases there is a 30-day waiting period before the flood insurance policy becomes effective. If you own your home you can purchase coverage for the structure and the contents, if you rent you can purchase coverage for contents. Information on the costs and coverages of flood policies can be obtained from your insurance agent. The National Flood Insurance program provided by the Federal Emergency Management Administration (FEMA) makes flood insurance available to everyone in the City whether they live in a floodplain or not. Standard homeowner insurance policies do not cover losses due to flooding. This classification equates to a 10 percent premium reduction for all National Flood Insurance policy holders within Hollywood. If FEMA grants the map amendment or revision request, the property owner may no longer be required to pay flood insurance.The National Flood Insurance Program Community Rating System (NFIP/CRS) has issued a Classification of 8 to the City of Hollywood. This is a formal determination by FEMA of a property's location and/or elevation relative to the Special Flood Hazard Area. If you think the flood map boundaries are incorrect, you can apply for a Letter of Map Change. Base flood elevations derived from detailed analyses are shown at selected intervals within these zones These areas have a 26% chance of flooding over the life of a 30‐year mortgage. Zone VE - coastal areas with a 1% or greater chance of flooding and an additional hazard associated with storm waves.No base flood elevations are shown within these zones. Zone V - coastal areas with a 1% or greater chance of flooding and an additional hazard associated with storm waves.Zone AE - 100-year floodplain, the base floodplain where base flood elevations are provided.Because detailed analyses are not performed for such areas, no base flood elevations are shown. Zone A - 100-year floodplain, areas with a 1% annual chance of flooding and a 26% chance of flooding over the life of a 30‐year mortgage.High Risk Areas (Special Flood Hazard Area) ![]() ![]() Includes areas of moderate flood hazard, such as base floodplains and shallow flooding areas, and minimal flood hazard, which may still have ponding and local drainage problems. Zone X - Floodplain area with a 0.2% (or 1 in 500 chance) or less annual chance of flooding.To view the effective flood zone for a property or area, visit Hillsborough County’s Effective Flood Zone Viewer. Talk to your insurance provider about your policy and consider if you need additional coverage. Most homeowners insurances do not cover flood damage. Evacuation zones are based on hurricane storm surge zones determined by the National Hurricane Center using ground elevation and the area's vulnerability to storm surge from a hurricane.įlood maps, also known as Flood Insurance Rate Maps, provided by the Federal Emergency Management Agency (FEMA) are a useful tool for assessing a property’s flood risk, and also are a factor in flood insurance and building requirements. During a storm, you need to know your Evacuation Zoneįlood zones are areas mapped by FEMA for use in the National Flood Insurance Program.
0 Comments
Leave a Reply. |
AuthorWrite something about yourself. No need to be fancy, just an overview. ArchivesCategories |